The Accidental Entry

My motivation for getting into Web3 is actually pretty hilarious. It wasn't because I was envious of people getting rich overnight trading crypto, nor was I drawn in by high-level technical explanations of blockchain. My initial goal was pitifully simple: I just wanted to get an overseas virtual card so I could pay for my ChatGPT subscription.

That day, while frantically searching for workarounds online to pay the subscription fee, I stumbled upon a recommendation for a virtual crypto card co-launched by Bitget Wallet and Fiat24. Not only could this card be linked to the US App Store, but it could also seamlessly pay for ChatGPT and various other overseas platforms. To fund this card, I had to use the USDC stablecoin—and that's how I accidentally opened the door to the cryptocurrency world.

At first, I treated it purely as a tool, intending to "charge only what I need to use." But driven by curiosity about the underlying technology, I started digging for more information. I gradually learned that crypto assets, led by Bitcoin, are built on decentralized blockchain technology, operating entirely free from the intervention of any single centralized authority. Moreover, Bitcoin's hard cap of 21 million largely circumvents the inflation risks of traditional fiat currencies. Its stock-to-flow (S2F) ratio even surpasses that of gold, making it widely regarded as an excellent store of value.

The First "Expensive" Lesson

In early January 2026, I officially jumped in, buying 500 RMB worth of Ethereum (ETH). Looking at the charts at the time, I thought, "It's already dropped so much, a rebound is inevitable." Brimming with confidence, I opened a 3x long contract. The result was obvious—I got liquidated.

This was my first loss since entering the crypto market. But it was a lesson well worth the tuition. It completely woke me up: in this market, you absolutely cannot rely on intuition or a gambler's mentality. I decided to settle down, study technical indicators, reference the macroeconomic forecasts of large financial institutions like those on Wall Street, and build my own trading logic.

My Portfolio Allocation and Core Thesis

After a period of in-depth research, I established my current portfolio: 40% BTC, 30% SOL, 10% RENDER, and 10% ONDO. Here is my rationale:

• BTC (40%): The undisputed "digital gold." Against the macroeconomic backdrop of major global economies continuously printing money, it is the ultimate hedge against inflation. I chose to build my position at the end of the violent correction in February 2026, securing highly cost-effective chips. As the absolute core of the crypto market, its high certainty deserves the largest allocation.
• SOL (30%): As Ethereum's strongest competitor, Solana stands out with its extreme transaction speed and ultra-low Gas fees. Even though Ethereum's Layer 2 ecosystem has greatly alleviated mainnet congestion, I still favor SOL. Currently, Ethereum mainnet's use cases are being stripped away by L2s. Not only is the mainnet's value capture weakening, but the sharp drop in Gas fees has also led to a drastic reduction in ETH burn, exposing it to inflation risks once again. In contrast, SOL's ecosystem vitality is much more explosive.
• RENDER (10%): This is the vertical I am personally most bullish on—decentralized GPU rendering networks. As someone deeply interested in AI tools and application development, I know full well that in the future, whether it's training large AI models, virtual reality, or building the metaverse, massive GPU computing power will be indispensable. Infrastructure like Render, which can flexibly allocate distributed computing power, holds a massive strategic advantage.
• ONDO (10%): A leading project in the Real World Asset (RWA) sector. It aims to bring high-quality traditional assets like US stocks and Treasuries onto the blockchain, breaking down geographical and identity barriers for global investors. With traditional financial giants accelerating their deployment of tokenized funds, and the regulatory framework for crypto assets becoming clearer, the track ONDO is on is entering an unprecedented period of compliance dividends. Its future potential is immeasurable.

Thanks for reading. This is just the starting point of my Web3 journey. In the future, I will record and share more stories and observations from within this decentralized world.